OpenBell
LIVE ON X LAYER MAINNETPUBLIC CONTRACT PAGE

AI-RWA RECEIVABLES FOR SMALL SUPPLIERS

Bounded working capital before buyers pay.

OpenBell helps small suppliers turn payer-signed invoices into working capital. AI uses confirmed X Layer repayment history to tighten or refuse; it never controls funds. Try the unsigned sample, then inspect the settled mainnet pilot.

No wallet · no document upload · no transaction

YOUR FIRST 30 SECONDSNO-VALUE SAMPLE
01

Start with simple terms.

OpenBell supplies safe sample identities and a local document commitment.

Invoice face value
100 tUSDG
Advance requested
75 tUSDG
Contract maximum
80 tUSDG
PRE-AI CEILING75 tUSDGPrepared, not approved or financed
  1. Prepareone click
  2. Signsupplier + payer
  3. AssessAI may refuse
  4. Fundfunder chooses
NetworkX LayerChain 196
SettlementCanonical USDGExact token accounting
Contract0xc4Ef…40ddOpen source page ↗

THE WHOLE PRODUCT

AI assesses. The underwriter authorizes. X Layer enforces.

A supplier does not need to understand hashes, model plumbing, or contract calls to understand who controls the money. The receipt-bound pilot shows how a settlement can inform a later assessment through a verified, published checkpoint.

  1. 01

    Parties set the terms.

    Supplier and payer sign the same invoice package and document commitment.

    REQUEST
  2. 02

    AI assesses; the underwriter authorizes.

    The connected service seals one Bankr-mediated GPT-5.6 Terra response. The configured underwriter may sign bounded terms or preserve a refusal; neither can transfer funds.

    DECISION
  3. 03

    X Layer enforces the hard cap.

    A funder can execute only an underwriter-signed advance that stays within the contract's immutable 80% ceiling.

    CAP

Exact trust boundary: the contract verifies the authorized signer, invoice-bound hashes, terms, freshness, expiry, and immutable ceilings. It does not independently attest remote model execution.

COMPLETED MAINNET PILOT

The AI said no. The refusal stayed visible.

The first model response emitted no executable approval and was not retried. The disclosed human exception carried that rejection's hash inside its signed authority and could authorize only 0.025 USDG. The published lifecycle verifier recomputes the exact digest recorded onchain; five X Layer receipts show the funding and repayment.

0x97b5…67d88 · SETTLED PILOTRefusal, disclosed human exception, 0.025 funded, 0.02525 settled.

REALIZED FUNDER ECONOMICS0.00025 USDG gross premium: 1% of the advance for this invoice, not APR. OpenBell protocol fee: 0.

0x6d17…4db66 · RECEIPT-BOUND AITwo official RPC endpoints agreed on payer history before a separate genuine rejection. It was not escalated, funded, or settled.

REQUESTED0.05USDG
AI RESPONSEREFUSEDFINAL · NO RETRY
HUMAN AUTHORITY0.025USDG MAX
FUNDED0.025USDG EXACT
REPAID0.02525USDG · SETTLED

CHOOSE ONE CLEAR PATH

Start with the product. Inspect proof afterward.

Try a sample invoice30 seconds · no wallet · immediate credit memo→ Open the funder viewShows the exact action when a receivable is available→ Verify the mainnet evidenceReceipts, balances, AI artifact, and boundaries→